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ArkhAI debt collections
Get paid in 45 days, not 80.
ArkhFlow’s AI agent calls, texts and emails every overdue account, synced live to your ERP. Your team handles exceptions.
AI Voice AgentCall in progress
AccountAdelaide Manufacturing Co
Stage30 days overdue
Commitment$7,417
Logged to ERP and audit trail
Days sales outstanding, down from 80
80
days
More recovered, without adding headcount
0
x
Success rate on AI outbound calls
0
%
Accounts managed at once by the AI agent
0
+
Late payment is a process problem.
$115B+
in overdue B2B invoices across Australia, every year. Most of it is chased too late, by too few people.
43% of invoices pass 90 days
Nearly half of tracked invoices go critical before anyone acts, and recovery odds drop sharply after that.
Only 3% get a pre-due reminder
The cheapest moment to collect is before the due date. Almost nobody uses it.
Agencies keep 15 to 40%
You win the money back, then hand a large share of it over, along with the customer relationship.
Growth means hiring
One AR officer can manage about 200 accounts. AR teams spend over 60% of their time on repetitive follow-up.
Built for finance teams
Answers for the people who own cash flow.
Cash locked in receivables, visible and moving again.
"I can't see which invoices are at risk."
A live dashboard shows DSO, total outstanding, overdue rate and aging buckets in real time.
"Agencies take 20 to 40% of what we recover."
ArkhFlow is a fixed SaaS subscription. You keep 100% of every dollar recovered.
"Scaling collections means hiring."
The AI agent works 20,000+ accounts at once. Your team reviews exceptions; headcount stays flat.
Less chasing. More time for the accounts that need a person.
"We spend all day chasing invoices."
ArkhFlow automates around 80% of follow-up across Voice, SMS and Email.
"Our ERP and collections tool don't sync."
Live two-way ERP sync. No double entry, no stale balances.
"We only reach debtors after 90 days."
Outreach starts before the due date, so most invoices never get that far.
The right touch at every stage, automatically.
ArkhFlow scores each account and escalates on a schedule you set. Select a stage to see what happens.
Reminder before the due date
A friendly heads-up goes out before the invoice is late. This is the cheapest point to collect, and the one most teams skip.
Sync
Live ERP sync pulls every invoice, contact and balance. Zero manual entry.
Segment
AI risk scoring sorts accounts into aging buckets from pre-due to 90+.
Engage
Voice, SMS and Email go out based on stage and risk.
Escalate
Routes to AR, legal or agency on commitment signals and risk.
Report
Audit trail, commitment tracking and executive dashboards.
One platform for the whole receivables cycle.
AI does the volume. Your AR team keeps control of every account.
Live collections dashboard
DSO, outstanding balance, overdue rate and voice success on one screen. Click any aging bucket to filter.
DSO
80 days
Outstanding
$440K
Voice success
41%
AI Voice Agent
Places outbound calls, captures payment commitments and logs every outcome.
41% call success rate
Native ERP sync
Two-way, real time. Invoice status and balances update the moment they change.
Every touchpoint on record
Channel, stage, outcome, and whether the AI or an officer acted.
| Account | Channel | Outcome | By |
|---|---|---|---|
| Wollongong Steel Works | Voice | Commitment $1,900 | AR Officer |
| Adelaide Manufacturing Co | Voice | Commitment $7,417 | AI Agent |
| Geelong Food Processing | SMS | Delivered | AI Agent |
Sample data.
Your officers stay in charge
- Override the AI on any account
- Send manual Email, SMS or calls
- Capture commitments in real time
See it running against a live aged debtors report.
Savings calculator
What is a 45-day DSO worth to you?
Enter your numbers. We estimate the cash released and the agency fees you stop paying.
How ArkhFlow compares.
Against the three ways most Australian businesses collect today.
| Capability | ArkhFlow | Collection agency | Manual AR team | Generic AR software |
|---|---|---|---|---|
| AI voice calls | Included | No | No | No |
| Live ERP integration | Two-way | No | No | Partial |
| Voice, SMS and Email | All three | Phone only | Email only | Email only |
| Pre-due outreach | Automatic | No | No | Manual setup |
| Escalation workflow | Intelligent | No | No | Basic |
| Pricing | Fixed, no commission | 20 to 40% fee | Salary cost | Fixed |
| Audit trail and compliance log | Full | No | Spreadsheets | Partial |
| Time to deploy | Days | Weeks | Immediate | 3 to 6 months |
Built for Australian compliance from day one.
Collections is a regulated conversation. Automation should never put you offside.
Data protection
Encrypted end to end
AES-256 at rest, TLS 1.3 in transit, across every service.
Data stays in Australia
Hosted in Australian Azure data centres. No offshore transfer without consent.
Role-based access
Separate permissions and data views for AR Officers, Managers and Admins.
Regulatory
Privacy Act 1988
Aligned to consumer data rights and debtor communication policy.
NCCP and hardship ready
Workflows respect NCCP obligations. Hardship flags route to a person automatically.
Tamper-evident audit log
Every interaction, escalation and user action, timestamped.
Certification roadmap
- ISO 27001 in progress
- SOC 2 Type II planned H2 2026
- AML/CTF review complete
Questions
What finance teams ask us first.
Will AI calls damage our customer relationships?
Outreach follows your escalation policy and tone. AR officers can override the AI, step in on any account, and hardship cases route to a person automatically.
How long does deployment take?
Days, not months. ArkhFlow connects to your ERP with a live sync, so there is no manual data migration.
Which ERPs does ArkhFlow connect to?
ArkhFlow syncs two ways with your ERP in real time. Tell us your ERP when you book and we will confirm the connector on the call.
How is ArkhFlow priced?
A fixed SaaS subscription. There is no commission on what you recover, so you keep 100% of every dollar.
Where is our data stored?
In Australian Azure data centres, encrypted with AES-256 at rest and TLS 1.3 in transit. Nothing leaves Australia without your consent.
Does our team still have control?
Yes. Officers get flagged accounts, can pause or override the AI, send manual messages and record commitments as they happen.
See ArkhFlow on your own receivables.
Bring a recent aged debtors report. In 30 minutes we show where cash is stuck and what AI outreach would recover.
- Live in days, not months
- Fixed pricing, no commission
- Your data stays in Australia
You will speak with an ArkhAI specialist, not a call centre.
We reply within one business day. No obligation.